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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,140 | $167,352-75.4% | $143,788-71.4% | $134,509-69.4% |
| Participation rate | 50.0% | 84.8%-34.8pp | 80.3%-30.3pp | 81.2%-31.2pp |
| Annual return | -21.99% | 0.47%-22.5pp | -0.03%-22.0pp | 418.13%-440.1pp |
| Employer contribution / active EE | $1,679 | $5,620-70.1% | $4,952-66.1% | $4,741-64.6% |
| Participant deferral / active EE | $5,386 | $6,447-16.5% | $5,638-4.5% | $6,400-15.8% |
| Admin fee / account holder | $20 | $18,091-99.9% | $14,675-99.9% | $11,427-99.8% |