Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 8-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,535 | $115,225-92.6% | $100,712-91.5% | $138,895-93.9% |
| Participation rate | 60.0% | 74.3%-14.3pp | 69.3%-9.3pp | 79.9%-19.9pp |
| Annual return | 18.24% | 40.35%-22.1pp | 33.27%-15.0pp | 145.39%-127.2pp |
| Employer contribution / active EE | $609 | $2,771-78.0% | $2,313-73.7% | $4,194-85.5% |
| Participant deferral / active EE | $1,075 | $4,699-77.1% | $4,085-73.7% | $6,396-83.2% |
| Admin fee / account holder | $2,413 | $10,844-77.8% | $9,256-73.9% | $12,562-80.8% |