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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,295 | $89,259+9.0% | $107,187-9.2% | $82,637+17.7% |
| Participation rate | 39.1% | 67.9%-28.9pp | 75.0%-36.0pp | 68.1%-29.0pp |
| Annual return | 22.57% | 21.02%+1.5pp | 204.55%-182.0pp | 53.51%-30.9pp |
| Employer contribution / active EE | $920 | $3,080-70.1% | $3,782-75.7% | $2,552-63.9% |
| Participant deferral / active EE | $4,114 | $4,037+1.9% | $5,096-19.3% | $4,126-0.3% |
| Admin fee / account holder | $36 | $7,381-99.5% | $9,162-99.6% | $7,339-99.5% |