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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,171 | $68,398-72.0% | $94,664-79.7% | $75,173-74.5% |
| Participation rate | 100.0% | 76.1%+23.9pp | 80.8%+19.2pp | 67.2%+32.8pp |
| Annual return | 129.80% | 616.72%-486.9pp | 156.84%-27.0pp | 160.72%-30.9pp |
| Employer contribution / active EE | $4,471 | $2,701+65.5% | $3,673+21.7% | $2,671+67.4% |
| Participant deferral / active EE | $6,934 | $6,537+6.1% | $7,417-6.5% | $4,126+68.1% |
| Admin fee / account holder | $794 | $5,324-85.1% | $7,222-89.0% | $5,651-85.9% |