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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,534 | $198,461-86.1% | $170,436-83.8% | $147,585-81.3% |
| Participation rate | 92.3% | 88.0%+4.3pp | 83.6%+8.7pp | 82.8%+9.5pp |
| Annual return | 23.02% | 257.30%-234.3pp | 205.94%-182.9pp | 578.57%-555.6pp |
| Employer contribution / active EE | $2,979 | $6,184-51.8% | $5,433-45.2% | $4,876-38.9% |
| Participant deferral / active EE | $4,069 | $5,629-27.7% | $4,939-17.6% | $5,439-25.2% |
| Admin fee / account holder | $1,794 | $16,852-89.4% | $13,880-87.1% | $10,885-83.5% |