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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,652 | $96,388-75.5% | $80,627-70.7% | $139,466-83.0% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 19.13% | 1352.08%-1332.9pp | 936.76%-917.6pp | 373.66%-354.5pp |
| Employer contribution / active EE | $3,193 | $3,260-2.0% | $2,723+17.3% | $4,754-32.8% |
| Participant deferral / active EE | $6,826 | $5,224+30.7% | $4,443+53.6% | $6,712+1.7% |
| Admin fee / account holder | $1,781 | $6,603-73.0% | $5,381-66.9% | $11,409-84.4% |