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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,652 | $96,361-75.5% | $80,607-70.7% | $139,456-83.0% |
| Participation rate | 83.3% | 73.6%+9.7pp | 67.0%+16.3pp | 80.3%+3.0pp |
| Annual return | 19.13% | 1350.95%-1331.8pp | 936.11%-917.0pp | 373.45%-354.3pp |
| Employer contribution / active EE | $3,193 | $3,262-2.1% | $2,724+17.2% | $4,753-32.8% |
| Participant deferral / active EE | $6,826 | $5,232+30.5% | $4,448+53.5% | $6,711+1.7% |
| Admin fee / account holder | $1,781 | $6,601-73.0% | $5,379-66.9% | $11,407-84.4% |