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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,962 | $148,582-93.3% | $135,942-92.7% | $139,456-92.9% |
| Participation rate | 88.9% | 83.9%+5.0pp | 81.9%+7.0pp | 80.3%+8.6pp |
| Annual return | 20.52% | 79.26%-58.7pp | 68.28%-47.8pp | 373.45%-352.9pp |
| Employer contribution / active EE | $3,362 | $5,245-35.9% | $4,858-30.8% | $4,753-29.3% |
| Participant deferral / active EE | $3,362 | $8,101-58.5% | $7,759-56.7% | $6,711-49.9% |
| Admin fee / account holder | $2,044 | $12,402-83.5% | $10,764-81.0% | $11,407-82.1% |