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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,837 | $110,551+92.5% | $80,741+163.6% | $167,518+27.1% |
| Participation rate | 29.4% | 64.0%-34.5pp | 54.2%-24.8pp | 82.1%-52.7pp |
| Annual return | 129.49% | 120.57%+8.9pp | 87.30%+42.2pp | 478.71%-349.2pp |
| Employer contribution / active EE | $1,176 | $1,543-23.8% | $1,160+1.3% | $4,838-75.7% |
| Participant deferral / active EE | $2,067 | $2,870-28.0% | $2,145-3.7% | $6,342-67.4% |
| Admin fee / account holder | $18 | $4,547-99.6% | $3,380-99.5% | $12,312-99.9% |