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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,317 | $202,345-40.5% | $172,755-30.4% | $152,885-21.3% |
| Participation rate | 56.3% | 87.1%-30.8pp | 82.6%-26.4pp | 82.5%-26.2pp |
| Annual return | 19.63% | 1029.77%-1010.1pp | 802.94%-783.3pp | 345.39%-325.8pp |
| Employer contribution / active EE | $4,589 | $5,858-21.7% | $5,144-10.8% | $4,763-3.7% |
| Participant deferral / active EE | $6,195 | $5,948+4.1% | $5,198+19.2% | $5,851+5.9% |
| Admin fee / account holder | $30,184 | $17,111+76.4% | $13,955+116.3% | $11,598+160.3% |