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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $339,230 | $156,398+116.9% | $147,318+130.3% | $138,895+144.2% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 79.9%-4.9pp |
| Annual return | 12.29% | 78.75%-66.5pp | 70.43%-58.1pp | 145.39%-133.1pp |
| Employer contribution / active EE | $4,065 | $4,853-16.2% | $4,593-11.5% | $4,194-3.1% |
| Participant deferral / active EE | $13,132 | $8,237+59.4% | $7,906+66.1% | $6,396+105.3% |
| Admin fee / account holder | $2,494 | $14,976-83.3% | $13,708-81.8% | $12,562-80.1% |