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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,607 | $95,915-66.0% | $79,580-59.0% | $134,532-75.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -18.70% | -2.71%-16.0pp | 0.15%-18.9pp | 418.27%-437.0pp |
| Employer contribution / active EE | $1,380 | $3,129-55.9% | $2,413-42.8% | $4,741-70.9% |
| Participant deferral / active EE | $4,394 | $4,693-6.4% | $3,985+10.2% | $6,401-31.4% |
| Admin fee / account holder | $1,457 | $9,132-84.0% | $6,835-78.7% | $11,429-87.3% |