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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,403 | $112,935-51.8% | $90,970-40.2% | $158,966-65.8% |
| Participation rate | 100.0% | 74.7%+25.3pp | 69.0%+31.0pp | 82.0%+18.0pp |
| Annual return | 12.03% | 215.79%-203.8pp | 134.58%-122.6pp | 302.95%-290.9pp |
| Employer contribution / active EE | $3,720 | $2,895+28.5% | $2,122+75.3% | $4,762-21.9% |
| Participant deferral / active EE | $3,852 | $4,129-6.7% | $3,373+14.2% | $5,983-35.6% |
| Admin fee / account holder | $2,778 | $8,045-65.5% | $5,960-53.4% | $11,250-75.3% |