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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,408 | $180,466-86.5% | $154,114-84.2% | $135,382-82.0% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -1.93% | 888.15%-890.1pp | 735.16%-737.1pp | 519.77%-521.7pp |
| Employer contribution / active EE | $2,327 | $6,035-61.5% | $5,298-56.1% | $4,779-51.3% |
| Participant deferral / active EE | $3,362 | $5,806-42.1% | $5,081-33.8% | $5,609-40.1% |
| Admin fee / account holder | $473 | $16,144-97.1% | $13,411-96.5% | $10,829-95.6% |