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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,284 | $53,777-47.4% | $134,155-78.9% | $79,858-64.6% |
| Participation rate | 98.8% | 58.8%+40.0pp | 72.2%+26.6pp | 69.6%+29.1pp |
| Annual return | 24.28% | 19.01%+5.3pp | 36.34%-12.1pp | 31.72%-7.4pp |
| Employer contribution / active EE | $2,901 | $1,321+119.5% | $3,705-21.7% | $2,471+17.4% |
| Participant deferral / active EE | $6,184 | $2,420+155.5% | $3,500+76.7% | $3,740+65.3% |
| Admin fee / account holder | $840 | $3,984-78.9% | $6,685-87.4% | $5,306-84.2% |