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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $36,157 |
Service code 49 · EIN 52-2114207 | Other Services | $20,429 |
Filed as: CENKO, VENDITELL, HAYNES Service code 10 · EIN 81-0584482 | Accounting | $11,707 |
CENKO, VENDITTELLI & HAYNES2 years Filed as: CENKO,VENDITTELLI,HAYNES Service code 10 · EIN 27-3717322 | Accounting | $5,392 |
Filed as: WILSHIRE ADVISORS LLC Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,045 | $49,451-10.9% | $79,576-44.7% | $66,930-34.2% |
| Participation rate | 96.0% | 61.3%+34.7pp | 69.5%+26.5pp | 69.8%+26.2pp |
| Annual return | -18.49% | 84.25%-102.7pp | 0.15%-18.6pp | 1.57%-20.1pp |
| Employer contribution / active EE | $1,088 | $1,266-14.0% | $2,413-54.9% | $2,545-57.3% |
| Participant deferral / active EE | $7,088 | $3,159+124.4% | $3,985+77.9% | $4,238+67.3% |
| Admin fee / account holder | $378 | $595-36.5% | $6,834-94.5% | $593-36.4% |