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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,926 | $138,102-58.8% | $125,381-54.6% | $134,532-57.7% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -15.65% | 750.73%-766.4pp | 572.31%-588.0pp | 418.27%-433.9pp |
| Employer contribution / active EE | $6,816 | $5,245+29.9% | $4,815+41.6% | $4,741+43.8% |
| Participant deferral / active EE | $7,015 | $7,801-10.1% | $7,448-5.8% | $6,401+9.6% |
| Admin fee / account holder | $817 | $11,568-92.9% | $10,007-91.8% | $11,429-92.9% |