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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,967 | $165,381-64.9% | $149,730-61.3% | $158,966-63.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 14.50% | 348.29%-333.8pp | 276.70%-262.2pp | 302.95%-288.5pp |
| Employer contribution / active EE | $8,600 | $5,104+68.5% | $4,645+85.1% | $4,762+80.6% |
| Participant deferral / active EE | $8,746 | $7,182+21.8% | $6,843+27.8% | $5,983+46.2% |
| Admin fee / account holder | $662 | $10,809-93.9% | $9,310-92.9% | $11,250-94.1% |