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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,453 | $160,040-36.6% | $147,096-31.0% | $145,877-30.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.92% | 98.49%-85.6pp | 419.75%-406.8pp | 551.28%-538.4pp |
| Employer contribution / active EE | $9,408 | $5,289+77.9% | $4,936+90.6% | $4,663+101.8% |
| Participant deferral / active EE | $6,328 | $8,429-24.9% | $8,071-21.6% | $6,691-5.4% |
| Admin fee / account holder | $1,492 | $15,050-90.1% | $13,005-88.5% | $13,402-88.9% |