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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,688 | $154,228-14.0% | $145,433-8.8% | $137,256-3.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.13% | 74.59%-58.5pp | 66.58%-50.4pp | 220.34%-204.2pp |
| Employer contribution / active EE | $11,574 | $4,804+140.9% | $4,554+154.1% | $4,156+178.5% |
| Participant deferral / active EE | $6,266 | $8,216-23.7% | $7,897-20.7% | $6,407-2.2% |
| Admin fee / account holder | $997 | $14,344-93.1% | $13,129-92.4% | $12,270-91.9% |