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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $251,218 | $182,442+37.7% | $163,379+53.8% | $138,895+80.9% |
| Participation rate | 93.8% | 79.8%+14.0pp | 76.8%+16.9pp | 79.9%+13.8pp |
| Annual return | 12.77% | 72.74%-60.0pp | 63.41%-50.6pp | 145.39%-132.6pp |
| Employer contribution / active EE | $2,501 | $4,159-39.9% | $3,752-33.3% | $4,194-40.4% |
| Participant deferral / active EE | $6,747 | $6,817-1.0% | $6,282+7.4% | $6,396+5.5% |
| Admin fee / account holder | $7,588 | $10,396-27.0% | $9,818-22.7% | $12,562-39.6% |