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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,915 | $104,709+33.6% | $85,705+63.3% | $167,553-16.5% |
| Participation rate | 66.7% | 76.4%-9.7pp | 69.9%-3.2pp | 82.1%-15.4pp |
| Annual return | 16.40% | 21.45%-5.1pp | 21.49%-5.1pp | 478.89%-462.5pp |
| Employer contribution / active EE | $1,562 | $3,338-53.2% | $2,619-40.4% | $4,840-67.7% |
| Participant deferral / active EE | $5,621 | $4,827+16.5% | $3,924+43.3% | $6,343-11.4% |
| Admin fee / account holder | $9,129 | $10,036-9.0% | $6,877+32.7% | $12,316-25.9% |