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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,625 | $85,790-29.3% | $67,313-9.9% | $135,380-55.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -10.39% | -0.54%-9.8pp | -4.08%-6.3pp | 519.81%-530.2pp |
| Employer contribution / active EE | $16,542 | $3,487+374.4% | $2,566+544.8% | $4,779+246.2% |
| Participant deferral / active EE | $7,989 | $4,651+71.8% | $3,568+123.9% | $5,609+42.4% |
| Admin fee / account holder | $1,433 | $6,392-77.6% | $4,507-68.2% | $10,828-86.8% |