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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,620 | $134,001-30.1% | $112,258-16.6% | $134,509-30.4% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -17.26% | 47.15%-64.4pp | 27.47%-44.7pp | 418.13%-435.4pp |
| Employer contribution / active EE | $1,080 | $4,039-73.3% | $3,636-70.3% | $4,741-77.2% |
| Participant deferral / active EE | $3,099 | $5,291-41.4% | $4,728-34.5% | $6,400-51.6% |
| Admin fee / account holder | $3,491 | $7,491-53.4% | $6,411-45.5% | $11,427-69.4% |