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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,179 | $176,120-40.3% | $159,487-34.1% | $167,553-37.2% |
| Participation rate | 91.7% | 85.0%+6.7pp | 82.8%+8.8pp | 82.1%+9.6pp |
| Annual return | 47.25% | 331.95%-284.7pp | 263.71%-216.5pp | 478.89%-431.6pp |
| Employer contribution / active EE | $205 | $5,299-96.1% | $4,831-95.8% | $4,840-95.8% |
| Participant deferral / active EE | $5,646 | $7,752-27.2% | $7,354-23.2% | $6,343-11.0% |
| Admin fee / account holder | $9,891 | $12,561-21.3% | $10,804-8.4% | $12,316-19.7% |