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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,043 | $157,304-45.3% | $141,197-39.1% | $152,909-43.7% |
| Participation rate | 87.5% | 84.8%+2.7pp | 82.5%+5.0pp | 82.5%+5.0pp |
| Annual return | 23.98% | 64.34%-40.4pp | 71.41%-47.4pp | 345.46%-321.5pp |
| Employer contribution / active EE | $825 | $5,263-84.3% | $4,736-82.6% | $4,764-82.7% |
| Participant deferral / active EE | $5,577 | $7,111-21.6% | $6,710-16.9% | $5,851-4.7% |
| Admin fee / account holder | $6,433 | $12,126-46.9% | $10,265-37.3% | $11,601-44.5% |