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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,084 | $49,025+112.3% | $87,502+19.0% | $62,881+65.5% |
| Participation rate | 96.7% | 64.9%+31.8pp | 73.8%+22.8pp | 69.3%+27.4pp |
| Annual return | 20.74% | 10.02%+10.7pp | 12.21%+8.5pp | 20.14%+0.6pp |
| Employer contribution / active EE | $2,516 | $1,372+83.4% | $2,550-1.3% | $2,281+10.3% |
| Participant deferral / active EE | $10,462 | $2,289+357.0% | $3,149+232.3% | $3,203+226.6% |
| Admin fee / account holder | $492 | $4,065-87.9% | $4,221-88.3% | $4,296-88.5% |