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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,437 | $91,167-61.1% | $178,498-80.1% | $79,858-55.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 14.77% | 24.19%-9.4pp | 151.09%-136.3pp | 31.72%-16.9pp |
| Employer contribution / active EE | $1,733 | $3,255-46.8% | $5,011-65.4% | $2,471-29.8% |
| Participant deferral / active EE | $2,307 | $3,236-28.7% | $5,202-55.7% | $3,740-38.3% |
| Admin fee / account holder | $704 | $6,747-89.6% | $13,985-95.0% | $5,306-86.7% |