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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,209 | $84,236-57.0% | $170,435-78.8% | $70,126-48.4% |
| Participation rate | 97.1% | 70.8%+26.3pp | 83.6%+13.5pp | 69.5%+27.6pp |
| Annual return | 17.81% | 23.06%-5.2pp | 205.94%-188.1pp | 73.15%-55.3pp |
| Employer contribution / active EE | $6,172 | $3,387+82.2% | $5,432+13.6% | $2,343+163.5% |
| Participant deferral / active EE | $4,430 | $3,086+43.5% | $4,939-10.3% | $3,332+32.9% |
| Admin fee / account holder | $344 | $5,698-94.0% | $13,881-97.5% | $4,645-92.6% |