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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,386 | $183,627-75.3% | $155,602-70.8% | $145,978-68.9% |
| Participation rate | 50.0% | 82.7%-32.7pp | 78.2%-28.2pp | 80.3%-30.3pp |
| Annual return | 14.08% | 61.32%-47.2pp | 64.81%-50.7pp | 550.52%-536.4pp |
| Employer contribution / active EE | $1,762 | $5,316-66.8% | $4,675-62.3% | $4,662-62.2% |
| Participant deferral / active EE | $2,323 | $6,466-64.1% | $5,629-58.7% | $6,690-65.3% |
| Admin fee / account holder | $14,423 | $19,327-25.4% | $15,923-9.4% | $13,400+7.6% |