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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,426 | $99,644-54.4% | $86,438-47.4% | $134,532-66.2% |
| Participation rate | 37.5% | 82.1%-44.6pp | 80.3%-42.8pp | 81.2%-43.7pp |
| Annual return | -44.46% | 6787.26%-6831.7pp | 4397.19%-4441.7pp | 418.27%-462.7pp |
| Employer contribution / active EE | $6,660 | $4,402+51.3% | $3,769+76.7% | $4,741+40.5% |
| Participant deferral / active EE | $8,456 | $7,247+16.7% | $6,952+21.6% | $6,401+32.1% |
| Admin fee / account holder | $145 | $8,375-98.3% | $6,733-97.8% | $11,429-98.7% |