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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $277,689 | $190,916+45.5% | $160,037+73.5% | $134,545+106.4% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.0%+22.0pp | 81.2%+18.8pp |
| Annual return | -29.71% | 552.79%-582.5pp | 408.95%-438.7pp | 418.37%-448.1pp |
| Employer contribution / active EE | $12,833 | $4,996+156.9% | $4,226+203.7% | $4,742+170.7% |
| Participant deferral / active EE | $8,833 | $6,925+27.6% | $6,184+42.8% | $6,401+38.0% |
| Admin fee / account holder | $13,659 | $10,497+30.1% | $8,716+56.7% | $11,431+19.5% |