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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,624 | $227,633+68.5% | $189,597+102.3% | $167,553+129.0% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.4%+21.6pp | 82.1%+17.9pp |
| Annual return | -0.62% | 78.45%-79.1pp | 64.20%-64.8pp | 478.89%-479.5pp |
| Employer contribution / active EE | $17,921 | $5,317+237.0% | $4,412+306.1% | $4,840+270.3% |
| Participant deferral / active EE | $8,667 | $7,003+23.8% | $6,174+40.4% | $6,343+36.6% |
| Admin fee / account holder | $14,386 | $11,879+21.1% | $9,807+46.7% | $12,316+16.8% |