Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,219 | $77,358-53.2% | $102,184-64.6% | $87,485-58.6% |
| Participation rate | 42.9% | 78.7%-35.8pp | 82.6%-39.7pp | 68.9%-26.1pp |
| Annual return | 13.17% | 41.11%-27.9pp | 31.58%-18.4pp | 26.06%-12.9pp |
| Employer contribution / active EE | $0 | $2,562-100.0% | $3,594-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $5,303 | $6,753-21.5% | $8,309-36.2% | $4,274+24.1% |
| Admin fee / account holder | $3,224 | $6,809-52.7% | $11,609-72.2% | $7,775-58.5% |