Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,932 | $70,486-60.4% | $100,535-72.2% | $79,856-65.0% |
| Participation rate | 42.9% | 73.6%-30.8pp | 79.4%-36.6pp | 69.6%-26.8pp |
| Annual return | 17.72% | 21.90%-4.2pp | 30.90%-13.2pp | 31.71%-14.0pp |
| Employer contribution / active EE | $0 | $2,165-100.0% | $3,419-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $5,921 | $5,182+14.3% | $6,271-5.6% | $3,741+58.3% |
| Admin fee / account holder | $4,695 | $4,480+4.8% | $8,085-41.9% | $5,306-11.5% |