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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,292 | $202,342-67.7% | $172,753-62.2% | $152,909-57.3% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 19.32% | 1029.88%-1010.6pp | 803.00%-783.7pp | 345.46%-326.1pp |
| Employer contribution / active EE | $6,244 | $5,857+6.6% | $5,144+21.4% | $4,764+31.1% |
| Participant deferral / active EE | $4,693 | $5,948-21.1% | $5,198-9.7% | $5,851-19.8% |
| Admin fee / account holder | $4,883 | $17,112-71.5% | $13,956-65.0% | $11,601-57.9% |