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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,776 | $99,995-95.2% | $85,063-94.4% | $145,978-96.7% |
| Participation rate | 82.4% | 74.1%+8.3pp | 67.5%+14.8pp | 80.3%+2.1pp |
| Annual return | 12.75% | 83.99%-71.2pp | 66.54%-53.8pp | 550.52%-537.8pp |
| Employer contribution / active EE | $1,449 | $3,231-55.2% | $2,727-46.9% | $4,662-68.9% |
| Participant deferral / active EE | $1,697 | $5,295-67.9% | $4,523-62.5% | $6,690-74.6% |
| Admin fee / account holder | $538 | $7,255-92.6% | $6,155-91.3% | $13,400-96.0% |