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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,987 | $57,352-72.1% | $83,831-80.9% | $64,173-75.1% |
| Participation rate | 100.0% | 68.6%+31.4pp | 76.1%+23.9pp | 69.6%+30.4pp |
| Annual return | -9.47% | 11.38%-20.9pp | 850.99%-860.5pp | 7.63%-17.1pp |
| Employer contribution / active EE | $3,308 | $2,546+30.0% | $3,631-8.9% | $2,381+38.9% |
| Participant deferral / active EE | $3,653 | $2,993+22.0% | $4,082-10.5% | $3,470+5.3% |
| Admin fee / account holder | $947 | $4,046-76.6% | $5,479-82.7% | $4,887-80.6% |