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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,105 | $148,629-11.8% | $135,982-3.6% | $139,487-6.0% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 19.70% | 79.33%-59.6pp | 68.32%-48.6pp | 373.84%-354.1pp |
| Employer contribution / active EE | $9,987 | $5,247+90.4% | $4,859+105.5% | $4,755+110.0% |
| Participant deferral / active EE | $9,561 | $8,102+18.0% | $7,760+23.2% | $6,713+42.4% |
| Admin fee / account holder | $10,470 | $12,406-15.6% | $10,767-2.8% | $11,407-8.2% |