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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,343 | $176,120-23.7% | $159,487-15.8% | $167,553-19.8% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 14.77% | 331.95%-317.2pp | 263.71%-248.9pp | 478.89%-464.1pp |
| Employer contribution / active EE | $8,956 | $5,299+69.0% | $4,831+85.4% | $4,840+85.1% |
| Participant deferral / active EE | $7,871 | $7,752+1.5% | $7,354+7.0% | $6,343+24.1% |
| Admin fee / account holder | $4,477 | $12,561-64.4% | $10,804-58.6% | $12,316-63.6% |