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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,424 | $105,931-76.0% | $81,930-69.0% | $158,931-84.0% |
| Participation rate | 100.0% | 75.6%+24.4pp | 72.0%+28.0pp | 82.0%+18.0pp |
| Annual return | 16.65% | 38.17%-21.5pp | 29.49%-12.8pp | 302.86%-286.2pp |
| Employer contribution / active EE | $6,291 | $7,800-19.3% | $4,310+46.0% | $4,761+32.1% |
| Participant deferral / active EE | $4,347 | $13,003-66.6% | $7,107-38.8% | $5,982-27.3% |
| Admin fee / account holder | $1,671 | $8,489-80.3% | $5,158-67.6% | $11,247-85.1% |