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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,954 | $176,077-76.2% | $159,455-73.7% | $167,518-75.0% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 15.10% | 331.83%-316.7pp | 263.63%-248.5pp | 478.71%-463.6pp |
| Employer contribution / active EE | $1,368 | $5,298-74.2% | $4,830-71.7% | $4,838-71.7% |
| Participant deferral / active EE | $3,010 | $7,751-61.2% | $7,353-59.1% | $6,342-52.5% |
| Admin fee / account holder | $5,292 | $12,556-57.9% | $10,800-51.0% | $12,312-57.0% |