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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,631 | $100,811+60.3% | $86,698+86.4% | $134,545+20.1% |
| Participation rate | 100.0% | 79.0%+21.0pp | 76.6%+23.4pp | 81.2%+18.8pp |
| Annual return | -10.30% | 29.11%-39.4pp | 35.96%-46.3pp | 418.37%-428.7pp |
| Employer contribution / active EE | $7,229 | $3,490+107.1% | $2,837+154.8% | $4,742+52.5% |
| Participant deferral / active EE | $6,192 | $5,339+16.0% | $4,656+33.0% | $6,401-3.3% |
| Admin fee / account holder | $3,023 | $10,926-72.3% | $7,492-59.7% | $11,431-73.6% |