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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $130,824 | $112,131+16.7% | $95,964+36.3% | $158,982-17.7% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.19% | 171.19%-159.0pp | 91.64%-79.5pp | 302.99%-290.8pp |
| Employer contribution / active EE | $6,699 | $3,199+109.4% | $2,541+163.6% | $4,763+40.7% |
| Participant deferral / active EE | $4,146 | $4,784-13.3% | $4,167-0.5% | $5,983-30.7% |
| Admin fee / account holder | $1,602 | $10,136-84.2% | $6,797-76.4% | $11,252-85.8% |