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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,220 | $159,978+27.0% | $147,041+38.2% | $145,978+39.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.00% | 98.36%-85.4pp | 419.21%-406.2pp | 550.52%-537.5pp |
| Employer contribution / active EE | $21,454 | $5,288+305.7% | $4,935+334.7% | $4,662+360.2% |
| Participant deferral / active EE | $17,780 | $8,429+110.9% | $8,071+120.3% | $6,690+165.8% |
| Admin fee / account holder | $862 | $15,053-94.3% | $13,006-93.4% | $13,400-93.6% |