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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,803 | $165,399-88.6% | $149,745-87.4% | $158,982-88.2% |
| Participation rate | 50.0% | 84.6%-34.6pp | 82.5%-32.5pp | 82.0%-32.0pp |
| Annual return | 27.12% | 348.34%-321.2pp | 276.72%-249.6pp | 302.99%-275.9pp |
| Employer contribution / active EE | $1,279 | $5,105-75.0% | $4,646-72.5% | $4,763-73.2% |
| Participant deferral / active EE | $1,559 | $7,183-78.3% | $6,843-77.2% | $5,983-73.9% |
| Admin fee / account holder | $20 | $10,811-99.8% | $9,312-99.8% | $11,252-99.8% |