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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,816 | $157,304-92.5% | $141,197-91.6% | $152,909-92.3% |
| Participation rate | 60.0% | 84.8%-24.8pp | 82.5%-22.5pp | 82.5%-22.5pp |
| Annual return | 30.90% | 64.34%-33.4pp | 71.41%-40.5pp | 345.46%-314.6pp |
| Employer contribution / active EE | $1,127 | $5,263-78.6% | $4,736-76.2% | $4,764-76.3% |
| Participant deferral / active EE | $1,377 | $7,111-80.6% | $6,710-79.5% | $5,851-76.5% |
| Admin fee / account holder | $20 | $12,126-99.8% | $10,265-99.8% | $11,601-99.8% |