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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,073 | $171,867-83.1% | $149,721-80.6% | $147,586-80.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 27.07% | 2113.36%-2086.3pp | 1501.67%-1474.6pp | 578.59%-551.5pp |
| Employer contribution / active EE | $1,970 | $6,275-68.6% | $5,444-63.8% | $4,876-59.6% |
| Participant deferral / active EE | $15,152 | $7,270+108.4% | $6,568+130.7% | $5,439+178.6% |
| Admin fee / account holder | $2,400 | $13,799-82.6% | $11,282-78.7% | $10,886-78.0% |