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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,626 | $169,237-6.9% | $129,339+21.9% | $145,978+8.0% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 10.70% | 14364.43%-14353.7pp | 9437.05%-9426.3pp | 550.52%-539.8pp |
| Employer contribution / active EE | $32,990 | $5,540+495.4% | $4,154+694.1% | $4,662+607.7% |
| Participant deferral / active EE | $18,242 | $4,991+265.5% | $4,170+337.5% | $6,690+172.7% |
| Admin fee / account holder | $19,133 | $9,882+93.6% | $7,668+149.5% | $13,400+42.8% |