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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,154 | $148,582-87.1% | $135,942-85.9% | $139,456-86.3% |
| Participation rate | 55.0% | 83.9%-28.9pp | 81.9%-26.9pp | 80.3%-25.3pp |
| Annual return | 30.90% | 79.26%-48.4pp | 68.28%-37.4pp | 373.45%-342.6pp |
| Employer contribution / active EE | $2,170 | $5,245-58.6% | $4,858-55.3% | $4,753-54.3% |
| Participant deferral / active EE | $3,738 | $8,101-53.9% | $7,759-51.8% | $6,711-44.3% |
| Admin fee / account holder | $57 | $12,402-99.5% | $10,764-99.5% | $11,407-99.5% |