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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,803 | $165,939-82.6% | $122,354-76.5% | $147,586-80.5% |
| Participation rate | 60.0% | 79.6%-19.6pp | 71.6%-11.6pp | 82.8%-22.8pp |
| Annual return | 15.43% | 34.56%-19.1pp | 30.28%-14.8pp | 578.59%-563.2pp |
| Employer contribution / active EE | $632 | $5,754-89.0% | $4,051-84.4% | $4,876-87.0% |
| Participant deferral / active EE | $3,668 | $4,005-8.4% | $3,287+11.6% | $5,439-32.6% |
| Admin fee / account holder | $0 | $7,425-100.0% | $5,479-100.0% | $10,886-100.0% |