Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,967 | $167,352-94.0% | $143,788-93.1% | $134,509-92.6% |
| Participation rate | 60.0% | 84.8%-24.8pp | 80.3%-20.3pp | 81.2%-21.2pp |
| Annual return | -32.69% | 0.47%-33.2pp | -0.03%-32.7pp | 418.13%-450.8pp |
| Employer contribution / active EE | $991 | $5,620-82.4% | $4,952-80.0% | $4,741-79.1% |
| Participant deferral / active EE | $5,864 | $6,447-9.0% | $5,638+4.0% | $6,400-8.4% |
| Admin fee / account holder | $5,534 | $18,091-69.4% | $14,675-62.3% | $11,427-51.6% |